Book Descriptions:

A simple and easy to understand basic introduction and guide to UK pensions. For those who wish to consider a self-directed approach, the book covers some cost effective diy strategies to build a personal pension pot using a low cost SIPP.The book is based upon the author's own experience of running his own DIY personal pension strategy over the past decade and includes many practical examples of how the average person can go about developing their personal pension plans for the longer term.For those who decide not to take an annuity in later years, the book provides a guide on how to use the option of income drawdown to maximise income in retirement using the likes of investment trusts, fixed interest securities and index funds as well as some alternative options.The book also provides a brief overview of the new flat rate state pension which was introduced in April 2016.




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